Inspectors can potentially
double their earnings by offering FlexFund on home inspections.*
Why It Works
Give Your Customers Options
Customers enjoy the feeling of being in control of their buying decisions. Giving multiple payment options allows the customer to feel more comfortable in their home-buying journey.
Questions? Contact us here.
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Inspectors can potentially
double their earnings by offering FlexFund on home inspections.*
*Average increase 30%. Based on a representative sample size of all inspectors with at least 10 FF transactions from 1/1/23 - 10/31/23.
Ease the Payment Conversation
Having payment conversations with clients can sometimes be uncomfortable. Having FF integrated with your ISN software allows you to give your customer the option to postpone their final payment until closing (all the while, the inspector is fully funded up front).
Sell More Ancillary Services
Offering a pay at close option helps your customer feel more comfortable about adding extra services without the fear of making a large credit card purchase that could jeopardize the transaction. Plus, recent data shows that offering a pay-later option has increased inspector revenues by an average of 30% on FlexFund transactions! Some inspectors have even doubled their earnings!
Make Agents' Jobs Easier
FlexFund gives the buyers time to push payment until other closing costs are paid (similar to appraisals)
Let Your Inspection Business Be One of the First to Hit the Market With this Groundbreaking Program!
All About FlexFund
The cost of a FlexFund transaction is $50, however Guardian and ISN will provide you a recommended fee structure to help you offset this. A representative can go through these details with you. *Note: Consumer finance laws do not allow businesses to charge their customers a fee for deferring payment. Charging a fee to pay over time makes you a lender and requires a license to do so. Therefore, in order to offer Flexfund legally, your business needs to offer FlexfUND for free on every inspection and then build the GPAC fee into the cost of all of your inspections. We recommend you check this video out to learn more!
The first thing to understand here is that you, the inspector, will still get paid. Remember, that Guardian is funding you up front for your inspection fees. When your customer completes the FlexFund agreement, they will be providing credit card information and agreeing to let Guardian bill their credit card if we have not received funds within five days after the closing date. We will always work with customers who have had their closing pushed back for any reason. However, suppose we do not hear from a customer and have not received payment from the title/ escrow/ attorney within five days of the original closing date. In that case, we will process their credit card for the total amount due.
When the customer chooses FlexFund, we ask them to provide credit card information as a backup payment source if the home sale does not close. In that process, we will ask pertinent questions regarding billing addresses and security codes. Guardian takes on all liability around payments so that if there is a problem with the credit card, it will be Guardians responsibility to collect payment from the customer.
We recommend your business offers this service for several reasons, but here are just a few: 1. Offering FF makes your conversation with the customer about adding additional services easier by giving them the option to pay for it later instead of at the time of service. Buy now, pay later. 2. The FlexFund program is the first of its kind in the industry. Being one of the first in the market puts you ahead of the game and gives you an edge against competitors! 3. For the areas of the country where this IS taking off, news will travel fast to agents and homebuyers. We want to make sure your business has this listed as an option so that customers don’t decide to go elsewhere.
Yes! We want to help you promote FlexFund and your inspection business! You can find a full marketing kit here. Instructions are also available at this link on how you can reach out to us to customize these for you.
Yes. The FlexFund program is offered exclusively to Guardian Inspection Payments and ISN inspectors. Competitors in your area that do not use ISN or Guardian will not have this risk-free product available. The report lock feature will continue to operate in your ISN the same way it does when you accept credit card transactions.
Once the inspection is completed, Guardian sends home inspectors the funds the following business day. Inspectors should see the funds reflected in their account within 1-2 business days.
Have more questions about FF? Make sure you check out our detailed FAQs.
What Inspectors Are Saying...
Tools To Help You Promote FlexFund
Promote a new FlexFund payment option to agents and homebuyers with a customized marketing kit from Guardian Inspection Payments! Several pieces of marketing content, all personalized with your company logo and contact information. To request a kit, simply send an email to allysonfields@porch.com
Still curious about the app and what it can do for your business? Make sure you check out our detailed FAQs.
What Inspectors Are Saying...
Tools To Help You Promote FlexFund
Why It Works - Grow Your Business With GPAC - How It Works - All About GPAC (FAQs) - Inspector Testimonials - Talking About GPAC
Why It Works - Grow Your Business With GPAC
How It Works - All About GPAC (FAQs)
Inspector Testimonials - Talking About GPAC
How it Works
Offer FlexFund free to your clients on every transaction.
Flat fee from Guardian Inspection Payments ($50) for each inspection that opts into FF (Guardian will provide you with a recommended fee structure to help you offset this fee).
ISN will keep track of FF inspections (same reporting as other ancillary services).
Client Adds title company information, credit card (back-up Payment), and signature.
ISN marks the inspection as paid.
The report is unlocked when sent to the client (same as when paying by credit card)
Done! Inspector gets funded for the full inspection amount up front (minus the FF fee).
Find out how you can offer FlexFund and get paid, even if the home doesn't close. Guaranteed.
FlexFund is a new program from Guardian Inspection Payments that allows you, the inspector, to offer a pay at close payment option to your clients. With FF, Guardian funds you up front for the inspection fees that would be owed by the client and takes care of collecting payment and handling the title company at closing. It is risk-free to home inspectors and a sure way to help you grow your business! This feature completely integrates with ISN software.
"We have saved so much time not chasing invoices. We can focus on scheduling, marketing, and providing great customer service to our clients. Cash flow has increased; our inspectors get paid faster. Our overall per inspection invoice price has increased."
Joe Bellar
Owner / Home Inspector at Joe Bellar Real Estate Inspections
"FlexFund drastically reduces inspection fee pushback from buyers who have already been stretched thin during the home buying process. This solution also opens the floodgates when it comes to selling more ancillary services and in increasing our overall ticket prices. This is where everybody wins."
Chad Hett
Owner – Elite Group Property Inspections
“FlexFund with Guardian has allowed us to provide an alternative payment option that our clients appreciate. You receive the funds upfront, so there’s no waiting around or chasing down payment months after the inspection. Guardian has been extremely responsive to any and all questions we’ve had along the way. Set yourself apart today to offer your clients (and agents) a new payment option!”
Mindy Barnhill
StructureTech Home Inspections
"FlexFund makes my clients happy, my realtors happy, and I get paid quickly. And did I mention my FlexFund inspections vs non FlexFund inspections gross over 70% higher due to people ordering mold, radon, and water testing? Everything they knew they needed but now feel less stressed having to come out of pocket up front. FlexFund is a no brainer for me, and did I mention when they use FlexFund I don’t pay credit card fees? More gross, less expense. It’s a WIN, WIN, WIN!"
Cory Pool
Owner / Home Inspector at Cornerstone Inspections
FlexFund (FF) is a new program from Guardian Inspection Payments that allows you, the inspector, to offer a pay at close payment option to your clients. With FF, Guardian funds you up front for the inspection fees that would be owed by the client and takes care of collecting payment and handling the title company at closing. It is risk-free to home inspectors and a sure way to help you grow your business! This feature completely integrates with ISN software.
Offer FlexFund free to your clients on every transaction.
Flat fee from Guardian Inspection Payments ($75) for each inspection that opts into FF (Guardian will provide you with a recommended fee structure to help you offset this fee).
ISN will keep track of FF inspections (same reporting as other ancillary services).
Client Adds title company information, credit card (back-up Payment), and signature.
ISN marks the inspection as paid.
The report is unlocked when sent to the client (same as when paying by credit card)
Done! Inspector gets funded for the full inspection amount up front (minus the FF fee).
Have more questions about Flexfund? Make sure you check out our detailed FAQs.
"We have saved so much time not chasing invoices. We can focus on scheduling, marketing, and providing great customer service to our clients. Cash flow has increased; our inspectors get paid faster. Our overall per inspection invoice price has increased."
Joe Bellar
Owner / Home Inspector at Joe Bellar Real Estate Inspections
“FlexFund with Guardian has allowed us to provide an alternative payment option that our clients appreciate. You receive the funds upfront, so there’s no waiting around or chasing down payment months after the inspection. Guardian has been extremely responsive to any and all questions we’ve had along the way. Set yourself apart today to offer your clients (and agents) a new payment option!”
Mindy Barnhill
StructureTech Home Inspections
"FlexFund drastically reduces inspection fee pushback from buyers who have already been stretched thin during the home buying process. This solution also opens the floodgates when it comes to selling more ancillary services and in increasing our overall ticket prices. This is where everybody wins."
Chad Hett
Owner – Elite Group Property Inspections
"FlexFund makes my clients happy, my realtors happy, and I get paid quickly. And did I mention my FlexFund inspections vs non FlexFund inspections gross over 70% higher due to people ordering mold, radon, and water testing? Everything they knew they needed but now feel less stressed having to come out of pocket up front. FlexFund is a no brainer for me, and did I mention when they use Flexfund I don’t pay credit card fees? More gross, less expense. It’s a WIN, WIN, WIN!"
Cory Pool
Owner / Home Inspector at Cornerstone Inspections
